The best financial solutions

We follow the principles of responsible lending and analyse the borrower's financial position thoroughly when considering an application. The loan manager explains how the loan will affect your financial situation.

A mortgage is registered on the property serving as collateral in favour of the lender. Registering the mortgage does not change the owner of the property.

An apartment, house, commercial premises, or a plot with utilities and connections in Tallinn and its surroundings, Tartu, Pärnu, Keila and Maardu.

The client submits an application together with the necessary documents. The application is analysed within two working days at the latest. The client is then informed of the decision, and if it is positive, a contract is concluded.

The application is submitted through the form on this same page.

If needed, a payment holiday of up to three months can be requested. If it is granted, only the interest under the schedule is payable during that period.

Yes, a consumer has the right to repay the loan early. A corresponding application must be submitted to the creditor in good time, in accordance with the terms of the contract.

For private individuals, the fee for ending the contract early is 1 % of the amount repaid early if more than a year remains until the final payment set out in the contract, and 0.5 % if that period is shorter. For companies, the interest of the following three months is payable.

Contact us immediately and submit a written application. We will look for the best solution in the situation that has arisen.

Existing loans are not an obstacle. When reviewing an application we assess the applicant's ability to repay the loan.

For a property-backed loan, a consumer may withdraw from the contract within 7 days. For a consumer credit the period is 14 days; only the interest for the days the loan was at the borrower's disposal is payable.